FAQ

Insurance isn’t one size fits all. There are a variety of plans, coverages, types, and requirements depending on your needs and location! I’m proud to offer my assistance in 18 different states to make choosing the perfect plan for you a little easier! Here are some frequently asked questions about me, my business, and insurance in general!

How long have you been a broker?

I’ve proudly been in this industry for over ten years now after a failed bull riding career attempt. 

What states do you offer insurance assistance in? 

I’m a licensed insurance broker in 18 states including Arkansas, Georgia, Indiana, Kentucky, Maryland, Michigan, Minnesota, Montana, New Mexico, North Carolina, Ohio, South Carolina, Tennessee, Texas, Utah, Virginia, Wisconsin, and Wyoming. I work with an amazing team of insurance professionals nationwide, so if you aren’t in any of these states I can help connect you to a colleague to get you coverage quickly!

What types of insurance do you offer? 

I can help you with health insurance, life insurance, supplemental insurance, dental insurance, and a few others as well! I can also help you find group plans for businesses of any size! Contact me for more information on coverage options. 

Do I need health insurance? 

As of 2019, there is no longer a federal penalty for a lapse in health insurance, however being left without coverage can cause major financial hardship should an emergency occur. 

My company offers insurance, but I don’t think it’s enough for my needs. Can you help? 

Absolutely! Employer health insurance benefits can be extremely helpful, however they don’t always work for everyone. Reach out today to discuss your options to get your family covered!

Am I too young for life insurance? 

No! You are never too young for life insurance. It doesn’t matter if you’re 19 or 91, no one wants to think about their time on Earth coming to an end, however it is important to have a plan in place to make it easier on your loved ones should that time end unexpectedly. Even a “cheaper” plan is beneficial for your family to help cover the sudden expenses. 

Can I afford dental insurance?

With a customized plan made by Sean, you’d be surprised how affordable healthcare coverage can be! You only get one set of teeth and dental insurance will help provide cost effective preventative care to keep them looking great!

What is supplemental insurance and do I need it? 

Supplemental insurance helps cover the extra out of pocket costs that traditional health insurance doesn’t cover. This can include (but isn’t limited to) long term care, lengthy hospital stays, disability, vision care, and even day-to-day bills should you find yourself unable to work due to an accident. Supplemental insurance helps fill in the gaps that are left behind after health insurance has paid their part. Give me a call today to discuss all of the supplemental insurance plans that would work best for you. 

Why do I need an insurance broker? 

When you work with a broker like Sean, you can be sure that you’re getting all of the coverage you need while staying within your budget. Finding insurance can be a tricky and confusing time, let Sean make finding insurance a breeze!